What a cat costs
The regular costs, the one-off costs, and why an emergency fund matters.
Before your cat arrives
- Carrier
- Litter trays and litter
- Bowls, bed and scratching post
- Toys for daily play
Every month
- Food
- Litter
- Flea and worm treatment
- Pet insurance, if you choose it
Every year
- Vaccination boosters and a health check
- Dental care as your cat gets older
- Boarding or a cat sitter when you travel
Plan for the unexpected
Accidents and illness can cost far more than routine care. Before adopting, decide how you'd pay for an emergency: insurance, savings set aside for your cat, or both. Ask local vets about their prices so your budget reflects where you live.
Cats commonly live 15 years or more, so think about how these costs fit your plans over that time.
This guide is general information, not veterinary advice. If you're worried about your cat, call your vet.